Blog - Puroclean

Curbing Inflation’s Impact on Business

Labor costs, supply chain disruptions, gas prices, interest rates and more all contribute to the impact of inflation. Not only is the average consumer experiencing these challenges, but so are franchise businesses. According to an article by the U.S. Chamber of Commerce, inflation has topped the list of challenges for small business owners for the [...]

By | July 13th, 2023|Risk management, Uncategorized|0 Comments

Forming a Cyber Attack Response Plan

Cyber attacks have become commonplace for businesses in all industries. With rising frequency and growing costs associated with attacks, businesses need to implement cyber prevention and response plans. Without a cyber attack response plan in place, confusion over how to respond may worsen the attack, lead to mistakes by your organization that increase liability and [...]

By | April 14th, 2023|Risk management|0 Comments

How Your Insurance Needs May Change from Year to Year

Your business changes from year to year, and your insurance may need to change with it. Whether your franchise experiences workforce changes, services changes or business changes, it’s important that your insurance coverage stays up to date. Lockton Affinity offers access to a variety of insurance products that can help safeguard your business throughout it [...]

By | January 30th, 2023|Insurance information|0 Comments

How to Choose Insurance for Your Franchise

Choosing franchise insurance can feel overwhelming. Workers’ compensation, business auto, property, liability, business interruption, cyber liability, umbrella liability—it can seem that there are endless insurance policies offered to your business. But which policies do you actually need? When buying your business insurance, it can be helpful to follow these guidelines to ensure you have the [...]

By | October 28th, 2022|Insurance information|0 Comments

Tips to File a Claim from Lockton Affinity

Despite your commitment to risk management and proper procedures to protect your business, claims can happen. When an incident occurs, avoid the panic. Save this article to ensure you remember how to respond to a claim correctly and efficiently if the time comes. Decide to file a claim It can be difficult to gauge which [...]

By | July 14th, 2022|Insurance information|0 Comments

Why Businesses Need Business Interruption Insurance

If your small business operations were interrupted, would you be able to bounce back right away? For 9 out of 10 small businesses, the answer is no. According to FEMA, being forced to close for just five days can cause the majority of small businesses to fail within a year. But if your business were [...]

By | March 17th, 2022|Insurance information, Uncategorized|0 Comments

Easy Actions to Prevent Cyber-Attacks

When you rely on computers to run your business, protecting against cyber-attacks is a must. Every day, nearly 2,200 reports of cybercrime are filed with the FBI's Internet Crime Complaint Center. Hackers want to access your business computers to commit fraud, steal financial data and hold digital files for ransom. Franchises are most at risk [...]

By | December 22nd, 2021|Insurance information, Risk management|0 Comments

Commercial Auto Coverage for Franchises

If your franchise uses vehicles as part of business operations, commercial auto coverage for franchises should be a part of your insurance program. Commercial auto insurance is a type of coverage designed to protect businesses when they use vehicles for business purposes. Coverage can protect you from damages, lawsuits and other expenses you could face [...]

By | September 28th, 2021|Insurance information|0 Comments

General Liability vs. Umbrella Liability Insurance

Some insurance policies like property insurance or liquor liability insurance are pretty self-explanatory. But other common coverage options can require a bit of an explanation. General Liability Insurance and Umbrella Liability Insurance are two common types of coverage for franchises. These two liability policies are very similar, however there are a few key differentiators. In [...]

By | June 18th, 2021|Insurance information|0 Comments

Cyber Liability Risks for Franchises and How to Protect Against Them

As a franchise business operating in today's digitally connected world, your business faces several cyber liability risks. Typically, most franchisees do not consider themselves at risk for a cyber attack and have failed to take measures to secure their systems and data. It's important to first recognize the scope of your cyber liability risks and [...]